Home4you instalments – do not wish to pay for the whole amount at once? Pay by instalments!


Purchase your product and pay over time with Home4you instalments – the most low-cost and user-friendly instalment loan for purchasing Home4you products! Home4you instalments offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

Using Home4you instalments at checkout is extremely simple, convenient and fast. Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!

Add products to cart and for payment method select Home4you  instalments in check out. Pick a loan period that fits your budget and complete the purchase with digital signing (Mobile-ID or ID-card signature). Simple as that!

When making a purchase using Home4you instalments you receive the product right away (store ships your order immediately). Home4you instalments can be used for making larger purchases as well as smaller ones.

People, who qualify for Home4you instalments, must remain in the age range of 18-70 years and have an Estonian citizenship.

Home4you instalments conditions:

  • Interest rate from 0 %
  • Contract fee 19,90 EUR + management fee 1,90€/per month
  • Period 1 years

Instalment loan is provided by ESTO AS. Review the terms and conditions at www.esto.ee and consult with our Home4you. The instalment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner.


The monthly payment is 39.97 € and annual rate of charge is 28.98% on the following sample terms and conditions: loan amount 419 €, annual interest rate of 11.9% on the outstanding balance (fixed), contract fee 0 € and repayment period of 12 months.